Residential Construction Loans
Builder Loans provides residential construction financing for new home builds, renovations, and expansions. Programs include primary and secondary residences, with financing available for single-family homes, ADUs, and 1-4 unit properties. Financing is available for both new and ongoing projects.
Program Overview
Eligibility & Guidelines
- Full income and asset verification
- Minimum FICO score: 720
- Construction term options: 12–36 months
- Prestarted or partially completed projects allowed
Loan Features
- Financing up to 100% Loan-to-Cost
- Single-Close Construction-to-Permanent Loan (Fixed Rate)
- Interest-Only Payments (on funds drawn only)
- Minimum Loan Amount: $800,000
- Advance Draws for Pre-Ordered Building Materials
- No Required Payments During Construction Phase
- Owner-Builder Financing Available
Single-Family
Unlock the potential of your single-family home project with our tailored construction loans designed to meet your unique needs and timelines.
Multi-Family Residences (1-4 Units)
Fund your multifamily residence project with our construction loans, designed to support your vision with flexibility and speed.
Accessory Dwelling Units (ADUs)
Enhance your property with an ADU using our tailored financing solutions, offering ease and efficiency in your construction journey.