FINANCING
Construction Loan Financing
ONE-TIME CLOSE
Construction and Permanent Financing, All-In-One as a One-Time Close 30-Year Fixed-Rate Construction Loan.
100% CONSTRUCTION FINANCING
Higher than average LTV (Loan-to-Value) financing allows you to finance all construction cost including; prepaids, contingencies, and your land loan.
OWNER-BUILDER LOANS
Manage your own project, act as a project manager, hire subcontractors, pay vendors and suppliers directly.
ADU, MODULAR & PRE-FAB
Accessory Dwelling Unit (ADU), Modular, and Prefabricated Structures are allowed and may receive an upfront draw on select materials and pre-order items.










Single-Family Residence
Higher LTV (Loan-to-Value)
Higher than average LTV (Loan-to-Value) financing allows you to finance all construction cost including; prepaids, contingencies, and remaining balance on your land loan.
9-24mo. Interest Only During Construction
Allows you only to pay one set of closing costs and not to have to re-qualify for a fix-rate term after construction is complete.
Construction terms range from 9 to 24 months, depending on the size and scope of the project.
Loan Payments are Interest-Only and are calculated based on funds used.
5.625% One-Time Close, Fixed Rate
Rates vary based on Index + Margin, credit scores, LTV, LTC, FICO, property type and purpose. Construction Loan Payments are Interest-Only and are calculated based on funds used.Pre-Start & Land Financing
A Pre-Start is allowed by exception only on horizontal construction.
Land Loan: Available at 75% Loan to Value with a FICO score of 720 or above.
Single-Family Residence
Higher LTV (Loan-to-Value)
Higher than average LTV (Loan-to-Value) financing allows you to finance all construction cost including; prepaids, contingencies, and remaining balance on your land loan.
9-24mo. Interest Only During Construction
Allows you only to pay one set of closing costs and not to have to re-qualify for a fix-rate term after construction is complete.
Construction terms range from 9 to 24 months, depending on the size and scope of the project.
Loan Payments are Interest-Only and are calculated based on funds used.
5.625% One-Time Close, Fixed Rate
Rates vary based on Index + Margin, credit scores, LTV, LTC, FICO, property type and purpose. Construction Loan Payments are Interest-Only and are calculated based on funds used.Pre-Start & Land Financing
A Pre-Start is allowed by exception only on horizontal construction.
Land Loan: Available at 75% Loan to Value with a FICO score of 720 or above.
Subdivision & SPEC
Up to 15% from improved value
75% financing on subdivision projects with a minimum 15% equity to come from prepaids, property improvements or other soft-costs.
10% 12-36 mo. Interest Only
Rates vary based on Index + Margin, Credit, LTV, LTC, Property Type, and Purpose. Construction Loan Payments are Interest-Only and are calculated based on funds used.Cross-Collateralization & 720 FICO
Cross-Collateralization: Allows you to pledge other property as collateral to offset the equity and down-payment requirement. Credit: A minimum 720 FICO score is required with no derogatory history in the last 4 years.Subdivision & SPEC
Up to 15% from improved value
75% financing on subdivision projects with a minimum 15% equity to come from prepaids, property improvements or other soft-costs.