FINANCING
Construction Loan Financing
At Builder Loans, we offer specialized construction financing solutions tailored to a wide range of project types, including single-family homes, multifamily residences, and large subdivisions. Our comprehensive loan programs are designed to cater to various construction needs, such as primary residences, speculative builds, and build-to-rent projects. We are committed to providing you with a construction financing option that aligns perfectly with your project requirements.
ONE-TIME CLOSE
We offer a combined construction and permanent financing solution in the form of a one-time close, 30-year fixed-rate construction loan. During the construction phase, interest is charged only on the funds drawn, and the construction period can extend up to 36 months.
UP-TO 100% LOAN-TO-COST
Higher than average Loan-to-Cost (LTC) financing allows you to finance all construction costs, including prepaids, contingencies, and your land loan on Primary or Secondary Residence Structures.
OWNER-BUILDER LOANS
You have the option to manage your own project as the project manager, allowing you to hire subcontractors and directly handle payments to vendors and suppliers. In this arrangement, all funds from the loan are directly disbursed to the owner, and it's important to note that the builder is not required to be the guarantor on the loan.
SINGLE-FAMILY AND MULTI-FAMILY
We provide construction loans for a variety of residential projects, including 1-4 unit structures, single-family homes, multi-family properties, and subdivisions. Our financing solutions are designed for owner-users, investors, builders, and landlords. Our loans feature competitive interest rates and adaptable terms to meet the diverse needs of our clients.
Owner-Builder Primary Residence Construction Loans
- Up-to 100% Loan-to-Cost
- One-Time Close, Fixed Rate
- Full Income and Asset Qualification
- 750,000 Min Loan Amount
- No payments during construction
Investment Construction Loans
- Up-to 85% Loan-to-Cost
- Interest Only on Draws
- Bank Statement Qualification
- 750,000 Min Loan Amount
- No Tax returns Option Available
WE MAKE IT EASY.
We make it easy.
As your financial partner in the construction journey, Builder Loans is dedicated to delivering exceptional construction loan services. Our lenders are deeply involved in every project from inception to completion, ensuring a streamlined process and direct access to decision-makers for a smooth and efficient loan experience. With our support and expertise, you can confidently pursue your construction goals, knowing that we are with you at every step.
