Construction Loan Financing

 
 
 
 
 
 
 
  
 
 
 
  
 
 
 Walter Medina 
 
March 10, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
Eduard has incredible customer service. He was also very informative and answered all my questions. Not only did he answer my questions, he also mapped and drew everything out so that I knew everything before I made any type of commitment.

Although there were some delays on my end due to my crazy schedule, we were able to push everything through and made sure I closed in time before my deadline is incredibly professional he also has a good sense of humor.

Eduard is very punctual, answers all my phone calls 99% of the time or he will return my phone call within 10 minutes. All my e-mails receive a response within an hour. I highly recommend Builder Loans
  
 
  
 
 
 
  
 
 
 Kamren Kohan 
 
March 9, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
300 hand claps for Eduard!!! Wow service from start to finish. I presented an offer for a client and the listing agent was very hesitant. Eduard called the listing agent right away and sealed the deal.  But better than that, he delivered. The listing agent said to me in every conversation, "the lender sure is great to work with" Plus Eduard had done so much work ahead of time we had an extremely short closing, Eduard provided incredible service and exceeding my expectations over and over again. You will love this guy!
  
 
  
 
 
 
  
 
 
 Chantal Jean 
 
March 6, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
Two months ago I remember reading Yelp reviews about mortgage brokers and feeling somewhat ashamed because for something as important as building your, you almost certainly didn't do it based off Yelp reviews, right? My wife and I just purchased land for new build and we're so happy we took the time to find Eduard on Yelp to get us the construction loan.

If you're a first-time owner builder like we were, forget what you think you know about mortgage brokers. Don't bother going with a credit union or bank. Eduard is the person you need to talk to. Regardless of your situation or where you're buying or building, Eduard can not only make it happen but he takes the time to explain to you how it all works and what the construction process is really going to look like.

The best parts? He's just a genuinely nice, great guy and he works SO FAST and at all times of day and night. You can text, call or email Eduard and he's always there. After a while it didn't even seem like we were talking to our 'mortgage broker' -- we were just talking to Ed. He weathered several possible housing situations with us and was always there to advocate for us. Many times he knew a inspector, engineer, subcontractor or a designer to keep the process moving along smooth.

Here's the part where Eduard proved how great of a person he was: at one point, the bank that Ed hooked us up with had changed their criteria resulting in increased closing cost. Eduard emailed us and said he's a man of his word and negotiated with the bank to cover that additional cost and keeping our rate the same. What bank would do that? He even met us to help the papers at escrow.

We really cannot recommend Eduard enough, especially if you're a first time owner builder and you're wondering how it all works
  
 
  
 
 
 
  
 
 
 Bret J. Smithson 
 
February 12, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
Yes, building a home (mostly getting the construction loan) is a very intense, crazy, overwhelming process. But Eduard at Builder Loans knows that. He has many years of experience in the mortgage loan industry. Eduard helped me and my husband build our first home together and we could not be more grateful. Eduard spent many hours on the phone with us, advising us, calming us down; whatever we needed in that moment, and always with a great attitude. He really is excellently suited for this business and after one conversation with him we knew we were talking to an expert compared to the other loan officers we spoke to in the weeks before.
Yes, the process will be long, and yes, you might get anxious or worried at certain points when you don't know what's coming next or if there will be a new obstacle, but that's why you need to choose to work with a person you can trust. We trusted Ed and we are glad that we did because he and his team delivered. They got us a very competitive, owner-builder option and a one-time close construction loan with a super low interest rate as well. We are super-duper grateful and glad we had him hold our hand throughout this whole process.
  
 
  
 
 
 
  
 
 
 Larry Fernandez 
 
February 8, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
Eduard was recommended to me by a mentor in my industry, someone I really look up to.
I was extremely green to the construction process and have never built a home before.
Prior to working with Eduard, we spoke to lenders (HomeStreet, EverBank, USBank and a few other) that have advertised a great construction program seemed like they knew nothing about the construction process. 2 MONTHS after applying with HomeStreet Bank were declined over something that should have been mentioned to use at the time of application!!! ☹
Talking to Eduard was like having a family member who works in the field-- he has a way of understanding the depth of my ignorance and how to overcome it with patient explanation. Repeating, if necessary, the same lesson a month later.
Eduard gave us a competitive rate and made the qualification process about as smooth and fast as possible considering global events. Eduard is a problem solver who works long hours to give his clients personal attention. If you're working all day, he's available when you get home from work to answer questions. No question is too dumb--believe me, I tested. Thank you again for kicking butt for us and allowing us to finally build our dream home!
  
 
  
 
 
 
  
 
 
 David Barrett 
 
February 7, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
The professional staff at Builder Loans provide exceptional customer service, exude integrity, and display a higher level of sophistication and knowledge which separates them from their competitors. Whether weekday, weekend, holiday, etc., they work tirelessly to ensure that their clients are treated with utmost amount of respect and service where others fall short. We are excited to pursue future business endeavors with Builder Loans as they have impressed our staff and performed in every circumstance as they have promised.
  
 
  
 
 
 
  
 
 
 Jordan Edwards 
 
February 5, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
The professional staff at Builder Loans provide exceptional customer service, exude integrity, and display a higher level of sophistication and knowledge which separates them from their competitors. Whether weekday, weekend, holiday, etc., they work tirelessly to ensure that their clients are treated with utmost amount of respect and service where others fall short. We are excited to pursue future business endeavors with Builder Loans as they have impressed our staff and performed in every circumstance as they have promised.
  
 
  
 
 
 
  
 
 
 Adam Miller 
 
February 5, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
My experience as a commercial real estate broker has demonstrated that finding a willing buyer and seller is only half the challenge, obtaining the financing that glues the deal together is the other half. Builder Loans provided the service and flexibility that kept all the parties at the table.
  
 
  
 
 
 
  
 
 
 Jeremy P 
 
February 1, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
Eduard worked very hard to secure our construction loan for our family. I honestly didn't think it would be possible due to the fact that I had recently started a business. He was able to pull off the impossible and met all of my deadlines. I highly recommend Eduard.
  
 
  
 
 
 
  
 
 
 May L 
 
January 29, 2022.
 
 
 Trustindex verifies that the original source of the review is Google. 
The highly experienced real estate broker who referred me to Eduard Gubarik suggested it might take 45 days for me to obtain a loan that I needed in 11 DAYS. This feat would allow me to keep my investments in my dividend paying IRA. Upon contacting Eduard, he told me that if I could provide him all the documentation he needed that he would not rule out getting me this land loan in my time frame. He did not promise but he sure delivered. I had signing documents at escrow in 4 working days. Amazing! His efficiency was matched by his professional manners and good humor. As a real estate broker I have consistently seen the many things that can go wrong in the loan processing process. I was incredibly impressed with the Eduard's services. I highly recommend Eduard and their agency - Builder Loans