LOAN PROGRAMS

Primary Residence Construction Loans

ONE-TIME CLOSE

We offer a combined construction and permanent financing solution in the form of a one-time close, 30-year fixed-rate construction loan. During the construction phase, interest is charged only on the funds drawn, and the construction period can extend up to 36 months.

OWNER-BUILDER

You have the option to manage your own project as the project manager, allowing you to hire subcontractors and directly handle payments to vendors and suppliers. In this arrangement, all funds from the loan are directly disbursed to the owner, and it's important to note that the builder is not required to be the guarantor on the loan.

UP-TO 100% LTC

Higher than average Loan-to-Cost (LTC) financing allows you to finance all construction costs, including prepaids, contingencies, and your land loan on Primary or Secondary Residence Structures.

“We specialize in owner-builder construction loans for primary & secondary residence. Secure a one-time close, fixed-rate Construction loan today!”

Program FEATURES:

Up-to 100% Loan-to-Cost
One-Time Close, Fixed Rate
Interest Only on Funds Drawn
$750,000 Minimum Loan Amount
Advance draws available for pre-ordered materials
No payments during construction
Owner-Builders Financing

GUIdelines:

Full Income and Asset Qualification
Primary Residence ONLY
720 Minimum Fico Score
12 - 36 Months Construction Term
Prestarted Projects Okay
Modular & prefab structures accepted

areas we serve:

Schedule Now

LOAN PROGRAMS

Primary Residence Construction Loans

ONE-TIME CLOSE

OWNER-BUILDER

UP-TO 100% LTC

Program FEATURES:

GUIdelines:

areas we serve:

ADDRESS

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