Program Details

  • 720-740 FICO score desired
  • Lending offered up to $3,000,000+ loan amounts
  • Lending offered up to 80% of appraised value (depending on loan amount and client’s financial situation)
  • One-time close
  • Primary or secondary home
  • NO Self Builds.  Must use an approved contractor.
  • Fixed-rate or ARMs available
  • Purchased lot considered in the down payment
  • No pre-payment penalties
  • Interest rate locked before construction begins
  • Commercial/investment properties are NOT eligible
  • Mobile, manufactured, or modular homes are NOT eligible
  • Not eligible for VA or FHA programs

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want Construction Loan Specialist to contact you? We’ve made it really easy. Drop your name and phone number in the form on this page and We’ll let him know you’re looking for him.