Program Details

  • 10% down up to $1,000,000
  • Loans available up to $2,000,000
  • May use lot purchase as a downpayment
  • One-time close with interest rate locked before construction begins
  • Primary home OR secondary home
  • 700 Minimum Credit Score
  • Owner Builder projects are not eligible
  • Commercial/investment properties are not eligible
  • Mobile, Manufactured, or Modular Homes are not eligible
  • Not Eligible for VA or FHA programs
  • No prepayment penalty

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualify for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want Construction Loan Specialist to contact you? We’ve made it really easy. Drop your name and phone number in the form on this page and I’ll let him know you’re looking for him.