LOAN PROGRAMS

Owner Builder Construction Loan

“Our one-time close, fixed rate construction loan is perfect for owner-builders looking to finance their primary or secondary residence.”

Program FEATURES:

750k Minimum Loan Amount
Rates From 5.50% (SOFR + Margin)
12-36 Month Construction Term
100% LTV & 80% LTC
One-Time-Close Fixed Rate Loan
5,7,10 & 30-Year Fixed Rate Terms
Interest Only Payments on Funds Drawn
Float Down Option Available
Upfront Draws on Select Pre-Order Materials

GUIdelines:

720 Min Fico Score
Primary or Secondary Residence
Full Income and Asset Verification
Single Family and 1-4 Unit Property Types
50% DTI (Debt-To-Income)
Owner Builders Allowed
No Prepayment Penalty
Prestarted Projects Okay

Areas WE SERVE:

Arizona | California | Florida | Hawaii | Nevada | Oregon | Texas | Washington