Program Details

  • 10% Down Required (Owned Lot may be counted towards requirement)
  • Lot and Construction at the same time
  • One time close with rate modification at the end
  • Up to $1,500,000 at 80% Loan To Value
  • Up to $850,000 at 95% Loan To Value
  • Interest-only during construction
  • 3/1, 5/1, 7/1, 10/1, and 15/1 ARMs
  • 80/10/10 is also available
  • Not Eligible for VA and FHA programs

Licensed inspectors verify work stages before funds released to the builder construction and Renovation Loan eligible

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualify for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want Construction Loan Specialist to contact you? We’ve made it really easy. Drop your name and phone number in the form on this page and I’ll let him know you’re looking for him.